What's Changing?

Health Care Changes

There's a lot of talk about the Affordable Care Act and all the health insurance changes that come with it. What does the new health care law really mean for you?

Key Features

Coverage will be guaranteed and required. You will be able to get health insurance coverage, even with a pre-existing condition. What's more, you won't have to pay more to have pre-existing medical conditions covered. Most Americans will be required to have health insurance coverage or pay a penalty.

All new plans will include coverage for essential health benefits. These are a comprehensive package of benefits including preventive services, maternity and newborn care, and emergency services.

You may qualify for cost assistance. Based on your income, you may now be able to get help paying for health insurance coverage. Premium tax credits and help with cost-sharing are available to those who qualify.

The Health Insurance Marketplace will offer a new way to shop. You will be able to compare plan prices and benefits from a number of health insurance companies offering coverage on the marketplace. However, you will still be able to buy directly from an insurance company or broker if you'd like. It's your choice.

Discover more key features of the Affordable Care Act.

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